If you are a business student, you might know how important it is to get your valuable possessions insured. Insurance is a very famous topic for not only business people but also the common men/women. Getting vehicles insured, getting life and health insurance coverage are quite cardinal if you many ask. But have you ever heard of insurance against getting abducted by aliens? Weird kind of insurance right?
There are companies and there are people who have crazy fears making them wanna get insurance for the things that are hilarious. These insurance policies might sound legit for some and comical for others.
5 most weird and ridiculous insurance policies you might come across.
Body part insurance
Generally, it is assumed that everybody part of a human is important. However, celebrities beg to different, for them it might be that one body part that has got the fame and success. Like for singers, it’s their voice box(larynx) and for sprinters, it’s their legs. There are examples where famous celebrities got their body parts insured like Bruce Springsteen spent $6 million to insured his voice.
This insurance plan is to protect you from making losses due to the cancelling of the wedding because of a natural disaster or death in the family or any personal tragedy. There is more to it, if the wedding happens outside in an open place, the policy will take care of the liabilities against bad weather, injuries and alcohol liability if the caterer missed out on it.
Multiple birth insurance
Babies drain so much money, parents can’t be any more careful by opting for twin (or) multiple birth insurance in case of an extra child. Twins and quadruplets are a surprise to any couple who plan for one single baby at a time. The insurance policy covers all the costs the additional baby brings. The premium has to be bought at the time of pregnancy.
No, this is not to cover your losses if you lose a lottery. In case you run a small business and all your employees enter a lottery pool. If all of them win the jackpot leaving you in the ditch, a few companies in the UK insure you with all the costs of rehiring. The Lottery insurance also protects you and the business from financial losses due to low productivity.
Alien abduction insurance
Getting abducted by aliens seems to be a big fear for many in Europe. An England based insurer has sold more than 30,000 policies safeguarding against aliens and UFOs. The premiums are as high as $150 per month making $1.5 million in total coverage. This is why parents refrain kids from watching movies and TV shows related to aliens to ensure they grow up with a sound mind.
I’ve realised there is an insurance policy for every fear a person has. Fear of dying, fear of losing a thing, fear of something happening expectedly, you name it, they have it. Humanity has come so far.
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